Housing affordability
Housing affordability relates to the financial pressure caused by housing payments – both for housing itself and for utilities and maintenance

30%
of private renters are spending more than a third of their income on housing costs, compared to 11% of social renters and 4% of owners with a mortgage.
1 in 4
of those in the lowest income have high housing costs relative to their income.
6%
of white British people have high housing costs relative to their income, compared to 11–23% for minority ethnic groups.

Housing affordability relates to the financial pressure caused by housing payments – both for housing itself and for utilities and maintenance.

The effects of poor housing affordability are both direct (causing stress and anxiety, for example) and indirect – particularly through reducing the disposable income that people have available to spend on other things which may promote good health (such as quality food and exercise). Affordability problems can also contribute to overcrowding, as households seek to share the fixed costs of accommodation across more individuals.

The charts in this section explore the relationship between housing affordability and health, as well as trends and inequalities in housing affordability.

Analysis

Trends in housing affordability by tenure

Analysis

High housing costs relative to income are most common in the private rented sector, although...

Analysis

Inequalities in housing affordability

Analysis

High housing costs relative to income are most common for those on lower incomes, younger people,...

Explore other subtopics within Housing
Housing quality
This relates to the condition of a home, such as how easy it is to heat, hazards and damp
Housing stability and security
This relates to how much control people have over how long they live in their homes, and how secure they feel
Multiple housing problems
This relates to the ways in which problems with housing quality, security and affordability often coexist

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This is part of Evidence hub: What drives health inequalities?

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